LIFEINTWO (web and mobile application) and its services are part of TKD WHITE LABEL NETWORK (henceforward "TKD NETWORK"), published by the company SKIB SAGL. LIFEINTWO operates using the entire database on the network or only parts of it. By registering or subscribing the user will become part of TKD NETWORK.
LIFEINTWO members commit themselves to abide by the following Terms and Conditions. In case those conditions are not accepted, one cannot become a LIFEINTWO member. In order to sign up for one or more LIFEINTWO services and use this site, it is assumed that the member has fully accepted these conditions. By clicking on the "Confirm" button, on the sign-up popup, the Member declares that to be fully informed and is considered to be bound by all the provisions of these Terms and Conditions.

The following words or expressions, in these Terms and Conditions, bear the following meanings.
LIFEINTWO:
Multi-access Dating-service with a fee, released by SKIB SAGL company. Some of LIFEINTWO services are free of charge whereas other functionalities require a fee.
TKD NETWORK: a complex of dating sites with full and partly shared database, published by SKIB SAGL company;
Membership:
Method of payment to enjoy the services provided by LIFEINTWO.
Fees:
Contract types, stipulated to enjoy the LIFEINTWO services, depending on weekly, monthly, quarterly or annual modalities. Furthermore, are foreseen also special service packages and offers.
Member:
The user has properly signed up for LIFEINTWO services, independently of a subscription fee.

In order to register to this website, it is necessary to accept the Terms of Use related to the services provided by LIFEINTWO.
All the costs related to the equipments and their use (computer, apps, telecommunication means, etc.), which give access to the Services, are entirely at the expense of the Subscriber.
In order to become a LIFEINTWO Member and thus of the TKD NETWORK, it is necessary to be at least 18 years old and fill out all the mandatory fields of the sign-up form. The Member guarantees that the information provided is accurate and corresponds to the truth. The Member shall immediately inform LIFEINTWO of any change to the information entered during the sign-up process or, if it is needed, shall make the necessary changes in the personal area under the section "profile" at LIFEINTWO site. If the mandatory conditions for signing-up are met, every Member can choose a nickname and set a password for each profile for which a username has been activated.
Users may create and manage more than one personal profile, but they will have to buy a subscription for each profile with which they want to operate at the LIFEINTWO platform. Usernames and passwords are strictly personal and confidential and must not be divulged or disclosed to third parties. LIFEINTWO cannot be held liable under any circumstance for the loss of username and/or password by the Member. Should a Member forget his/her password, he/she can file a request to LIFEINTWO by simply entering his/her nickname at the appropriate form and submitting it. LIFEINTWO shall send an email to the address provided by the Member containing the password corresponding to the nickname.
Should a Member divulge or use his/her access credentials against their purpose, LIFEINTWO reserves the right to close this Member's account without any notice. However, Members have the right to change or edit their password as they wish. LIFEINTWO's records will only keep the last password entered and those used in the past will be replaced with the newest one. Members must confirm the accuracy of the email address provided during the sign-up process by replying to a confirmation email sent by LIFEINTWO staff. Should a Member fail to reply to the confirmation e-mail in a fortnight after signing up, he/she cannot access to all the services and LIFEINTWO reserves the right to delete his/her profile. The Member is the sole responsible for the use of his/her credentials by third parties or actions or declarations done using their personal account, whether they are fraudulent or not. Thus, the Member binds himself/herself to keep LIFEINTWO unharmed from and to indemnify LIFEINTWO for any third-party claims.
LIFEINTWO does not have the means to guarantee the identity of those who sign up for its Services, therefore, it is not liable in case the identity of a Member is abused. If a Member has grounds to believe that third parties are using his/her access credentials or his/her account, he/she must inform LIFEINTWO about it immediately. If a Member wants to introduce a friend and provides LIFEINTWO with his/her personal information, the Member is obliged to obtain an explicit consent from that friend in advance so that LIFEINTWO can process his/her personal information, which will be used exclusively to send him/her an electronic message to inform him/her of LIFEINTWO and its Services in the name and on behalf of the Member who provided LIFEINTWO with his/her personal information. The Member is also responsible for that friend before LIFEINTWO and third parties, as well as for the consequences arising from the transmission of his/her personal information to LIFEINTWO. Access credentials of Members who have not been using the service may be deleted 6 months after the last valid access to LIFEINTWO site. Furthermore, LIFEINTWO reserves the right to deactivate the profiles of Members, who have not replied to the confirmation e-mail sent to the email address that they entered on the registration form, after the first step of the sign-up process, within a period of fifteen days, starting from the date the sign-up confirmation email is sent by LIFEINTWO system. LIFEINTWO reserves the right to delete Member's messages 6 months after their sent date.

3.1 Code of conduct and anonymity

After Members sign up for the service and pay the subscription fee of their choice, they can access services available at LIFEINTWO. Members can access the prices and payment methods for the services available at a later moment, while viewing and using the services that they want to sign up for, as well as while viewing and using the corresponding fees. While using the service, the Member commits him/herself to abide by the following rules in particular:

• Comply with the law and the rights of others.
• Do NOT use LIFEINTWO for professional, commercial or non private purposes (client search, etc) or for illicit, illegal, immoral, indecent scopes or against public order.
• Publish, disseminate, or broadcast information or content of any kind which corresponds to the truth.
• Do not declare, use expressions or divulgate content in any form that violates third-party rights or any slanderous, abusive, obscene, pornographic, pedopornographic, offensive, violent or inciting violence, political, racist or xenophobic content and, in general, any content not compliant with the subject matter of LIFEINTWO, laws in vigor, public order, personal rights, morals and protection of minors. In particular, photographs, videos and any other information, data or file supplied by a Member to LIFEINTWO must be decorous and refer to the Member exclusively or, in case they regard a third party, they must include their explicit authorization under the exclusive responsibility of the Member concerned.
• Do not communicate any personal information (electronic address, mail address, telephone number, etc) at LIFEINTWO site that might allow a Member to contact another Member without having to use LIFEINTWO.
• Do not publish, disclose or broadcast information or content in any form that could diminish, disorganize or prevent the regular use of the Services, interrupt and/or slow down the regular transmission of the messages between Members by means of the Services, such as applications, viruses, Trojan horses, sending mass messages (spam), etc. LIFEINTWO reserves the right to eliminate messages sent by a Member in bulk in order to make sure that other Members can use the services at a proper quality level.
• Do not publish, disclose or broadcast information or content in any form, which contains advertisement of any kind or links to other websites.

Without prejudice to the provisions of the article "Termination of the contract", if a Member infringes one or more of these conditions, LIFEINTWO reserves the right to block the account of that Member, automatically delete the controversial messages or content independently of their nature, prevent the profile of that Member from being completely or partially published and/or block that Member's access to the Services completely or partially, temporarily or definitively, without any compensation or reimbursement and reserves the right to make recourse against that Member. LIFEINTWO cannot be held liable for false declarations made by a Member. Therefore, we recommend Members to take precaution when meeting other Members. LIFEINTWO does not take any liability for meetings between LIFEINTWO Members, at LIFEINTWO site or during meetings between Members and non-Members, as a consequence of the use of LIFEINTWO site and its Services.
To that matter, LIFEINTWO reminds its Members that they cannot disclose or divulgate information to other LIFEINTWO Members at LIFEINTWO site which can be used to identify them, such as their last name, mail or email address and telephone number. Furthermore, should you want to meet another user whom you have met at LIFEINTWO, we recommend you to inform a friendly person and give preference to public places (cafés, restaurants, etc).
In order to safeguard and protect its users, LIFEINTWO has an available service which avoids the Internet drawbacks. Apart from the regular and continuous controls on the service quality; to prevent a LIFEINTWO user from suffering the attraction and fascination with the possibilities of transgression or other, the service operators strongly advised to stick to the following classic handbook :

• It is a good idea to get to know each other, especially by email, before exchanging personal information (telephone number, home or office address).
• We recommend you never tell anyone your home address.
• Should you decide to call a person whom you met on the Web, it is a good idea to hide your caller ID on your telephone so that your number will not be seen on the receiver's telephone.
• If you want to stop communicating with someone, let them know immediately and gently, but be decided in doing so.
• If someone gets too persistent, report him/her by dropping an email at Support
• Should you decide to meet one of the people with whom you are in on-line contact, ask them to send you a photograph.
• Suggest or accept a meeting if and only if you feel completely comfortable with the person whom you want to meet.
• Choose a public and a crowded place to meet.
• If you do not have your own car, make arrangements so that you can go back home independently.
• Inform a friend or relative of the meeting and tell them what time you should be back home.

3.2 Sign up and services usage

On www.LIFEINTWO.com site or on the application for smartphones users can create their profile by using a pseudonym (nickname). The email address that they are requested to enter will not be disclosed to other users. Any further contact will be done using internal services. The Member's identity will always remain protected, as long as the concerned member decides not to disclose it to other members.
Signing up to the portal is strictly reserved to adult users and completely free of charge. Members can complete their profiles during the registration steps, add photos, fill out their private areas and post a presentation.
The subscribers can subscribe the subscription formula, which suits them the most, by credit card payment or other payment methods, depending on the user's country.
LIFEINTWO allows its Members to consult the files of other people who are also LIFEINTWO members or other sites or applications of TKD NETWORK. LIFEINTWO reserves the right to charge different fees or offer free access to some categories of subscribers or during particular promotions. In any case, the services price and payment methods can be viewed at LIFEINTWO site any time and, also while viewing and using the Services that the Member wants to subscribe for, as well as while viewing and using the corresponding fees.
The price and modality of the various services are available when viewing and using the services to which the Member wishes to subscribe.

3.3 Automatic renewal of the membership

When purchasing one of the subscription formulas on the Internet by credit card, it will be renewed automatically for the same period of time chosen, unless the Member cancels it by following the procedure described in the section "Settings"/"Account status", by the following deadlines:

• Not later than 48 hours prior to the subscription expiry, in case of a 7 days subscription;
• Not later than 5 days prior to the subscription expiry, in case of a 15 days subscription;
• Not later than 15 days prior to the subscription expiry, in case of a quarterly subscription;
• Not later than 30 days prior to the subscription expiry, in case of a semestral subscription;
• Not later than 60 days before the subscription expiry, in case of an annual subscription.

The 7-days subscription will be automatically renewed with the 3-months package, in case there won't be a cancellation request from the subscriber within the above mentioned terms.
Nevertheless, if, for any reason, LIFEINTWO (in the absence of notice of the member in the terms listed below) were not able to make the renewal of one of the subscription options described, it will proceed to transact the corresponding sum to the "monthly cost" for the subscription duration.
The "monthly cost", which you can see when you select the subscription formula, is given from the total subscription amount divided by the number of months (e.g. for the 6-month subscription: it is Total subscription cost divided by 6). Therefore, the subscription will be renewed monthly.
In this specific case the unsubscribtion will be done:

• Not later than 7 days before the monthly subscription expiry

All intellectual and industrial property rights, protected based on copyright laws or other provisions concerning software, programs and computer systems regarding the Service, LIFEINTWO's site and/or databanks, made available to the user or member in any form or format, will continue to be the exclusive property of LIFEINTWO, which grants the user or member a non-exclusive, non-transferable end-user personal license in compliance with these Terms and Conditions.
The right to use is strictly limited to the access and to the on-line use of LIFEINTWO site and services for private and personal uses exclusively pertaining to and during the validity of LIFEINTWO membership. Any other use is prohibited.
In particular, members or users cannot edit, copy, reproduce, download, broadcast, transmit, make commercially use of and/or distribute services and content of LIFEINTWO site or the computer programming codes of the elements that make up the services and LIFEINTWO site by any means.

Every Member can resign from the contract at any time and therefore terminate their LIFEINTWO membership without specifying the reason, by filling out the form under the Help/Contact section. The profile will be deleted within 15 days after the request has been submitted. Once the Member rescinds from the contract, LIFEINTWO shall retain any amount already paid for unused parts of membership premiums and fees, without prejudice to the provisions of art. 3, under paragraph "cancellation of automatic membership renewal"..
Without prejudice to other provisions of these conditions, in case the Member violates this regulation, LIFEINTWO reserves the right to suspend his/her account or terminate the contract by law without notice and refund and/or raise legal action against the Member. Such a termination will have full effect, without prejudice to LIFEINTWO's right to take legal action against the Member or his/her assignors to claim for indemnification for any damage suffered as a consequence of the improper use of the service. The Member will be informed of the termination or the confirmation of the termination of his/her account by email. Data pertaining to the Member will be destroyed immediately after he/she makes an express request or by the deadline foreseen by Swiss legislations concerning the conservation of personal data.

6.1. Information and content provided by Members

• The data provided by a Member to LIFEINTWO must be accurate and correspond to the truth. The Member is exclusively liable for the consequences to the Member's and/or other Members' lives arising from divulgating them.
• LIFEINTWO cannot be held liable for the correctness or imprecision of the information and the content provided by Members and/or visitors of the site and/or the Member and consequences arising from them. Likewise, LIFEINTWO cannot be held liable for the contents divulgated by a Member that might breach the rights of one or more other Members or third parties.
  Should LIFEINTWO be held liable for the violation of the obligations arising from the law in vigor and these Terms and Conditions by a Member, the Member shall seek to keep LIFEINTWO unharmed from and indemnify LIFEINTWO against any claim.

6.2. Functioning of LIFEINTWO site and relative services

The Member must have the applications and make the necessary settings for LIFEINTWO to function correctly: browser IE6 or higher, activating JavaScript functions, receiving of session cookies and accepting to view pop-up windows.
LIFEINTWO does not guarantee that the services can be used if the Member uses a pop-up window blocking utility. In that case, this function will have to be deactivated before using LIFEINTWO. Furthermore, the Member must have the necessary competences, tools and appliances to use the Internet and, if necessary, Internet and telephone services, and acknowledge the extent to which the characteristics and constraints of the Internet allow for guaranteeing the protection, availability and integrity of data transmission over the Internet. Under these terms, LIFEINTWO does not guarantee that the services shall function without interruptions or dysfunctions. In particular, their use can be temporarily interrupted for maintenance, update, technical improvement reasons, to change the content or their presentation. LIFEINTWO shall inform the Members of a maintenance or update operation in advance, as much as possible.
Due to the specificity of their Internet browsers, AOL, Safari - Mac users may have problems using the service. LIFEINTWO will not be liable for the dysfunctions caused by the connection via these access providers under any circumstance. Equally, LIFEINTWO cannot be held liable for malfunctions, impossibility to access LIFEINTWO or bad conditions of LIFEINTWO site use that could be ascribed to an inadequate tool, internal dysfunctions of the Member's access provider, the Internet traffic and any other reason that does not depend on LIFEINTWO.

6.3. Limitation of Responsibility

The global responsibility of LIFEINTWO is limited to the amount actually paid by the Member for the service subject to a violation. LIFEINTWO cannot be held liable for indirect damages suffered by the Member under any circumstance, and in particular, for data loss, damages to the image, reputation, etc. (also for the copies) or registrations done by the Member, since the Member is responsible for making backup copies.

6.4. Links

LIFEINTWO site or third parties could include hypertext links to other web sites or other Internet sources other than LIFEINTWO site. Since LIFEINTWO cannot control those sites and outside sources, it cannot be held liable for their availability, content, advertisements, products and services or any other element available in or starting from those sites or external sources. Any dysfunction regarding a link must be communicated to the administrator or the webmaster of the site concerned Consulting and/or using those sites and external sources are governed by their specific end-user conditions. If the result of the search done at LIFEINTWO site leads the Member to visit other sites, pages or forums whose title and/or content amount to violating any applicable law, the Member must stop viewing/visiting that site immediately. Otherwise, he/she shall be held liable for his/her own actions, and LIFEINTWO will take no responsibility.

These Terms and Conditions and the pages of LIFEINTWO site mentioned in these regulations constitute the contract that governs the relationship between the Member and LIFEINTWO. They annul and replace all previous provisions that have not been expressly written or attached and comprise the set of rights and obligations of LIFEINTWO and the Member.

LIFEINTWO reserves the right to change or have the LIFEINTWO site pages , Services, their price and applicable Terms and Conditions changed at any time. These modifications will be effective as of when they will be online on LIFEINTWO site, except for the right of any Member to resign from the contract in case they do not accept the changes made and cancel his/her membership with LIFEINTWO. In case the Member does not exercise his/her right of rescission, it is assumed that the Member has accepted these changes and continues to use LIFEINTWO site or its Services. Therefore, the Members are invited to consult the version which is constantly online on the site. If a Member is online and connected to the site, it means that he/she has fully accepted all the revision or amendments to these regulations.

These Terms and Conditions are governed, interpreted and applied in compliance with Swiss applicable laws. The resolution of any dispute regarding these regulations, including but not limited to, their validity, interpretation, execution and/or termination and their consequences will be remitted to the court of Lugano.

If LIFEINTWO users do not comply with these Terms and Conditions or where will be found and/or reported abnormalities of use of the service, the staff in charge will provide a test that could lead to the insertion of the user in the "Banned"category. If a user is inserted among the banned users, attempting to log in the message "you have been banned for violating the LIFEINTWO policy" will show, and therefore they can not access the portal. They may contact the staff to ask for explanations and eventually report the error. If there is error on the part of the staff, the user will immediate be re-enabled, otherwise these users will be permanently deleted after 15 days from the insertion in this category.

LIFEINTWO is created by SKIB SAGL, Via Pobiette, 11, 6928 Manno, Switzerland. LIFEINTWO can be contacted by electronic mail. For further information, contact LIFEINTWO Support. For questions related to access rights and amendments, and more generally, privacy rights, please send an email to Support.